Dies ist die interne Entwicklungsumgebung des FIM Portals. Bitte nutzen Sie die produktive Umgebung.

Hamburg-Kredit Gründung und Nachfolge

Hamburg • 99148245017000 • Typ 2/3

Leistungsschlüssel

99148245017000

Leistungsbezeichnung

<div lang="en-x-mtfrom-de">Hamburg-credit founding and succession</div>

Leistungsbezeichnung II

<div lang="en-x-mtfrom-de">Apply for loans for business start-ups and company successions</div>

Leistungstypisierung

Typ 2/3

Begriffe im Kontext

<div lang="en-x-mtfrom-de">Business start-up</div> (Synonym), <div lang="en-x-mtfrom-de">apprenticeship</div> (Synonym), <div lang="en-x-mtfrom-de">financing</div> (Synonym), <div lang="en-x-mtfrom-de">extension</div> (Synonym), <div lang="en-x-mtfrom-de">operating resources</div> (Synonym), <div lang="en-x-mtfrom-de">investments</div> (Synonym), <div lang="en-x-mtfrom-de">founder</div> (Synonym), <div lang="en-x-mtfrom-de">corporate succession</div> (Synonym)

Leistungstyp

nicht vorhanden

SDG Informationsbereiche

nicht vorhanden

Lagen Portalverbund

nicht vorhanden

Einheitlicher Ansprechpartner

Nein

Fachlich freigegeben am

12.09.2022

Fachlich freigegeben durch

nicht vorhanden

Handlungsgrundlage

Designation: Funding guideline for Hamburg credit foundation and succession
URL: https://www.ifbhh.de/api/services/document/425

Teaser

The Hamburg Investment and Development Bank (IFB Hamburg), in cooperation with the Bürgschaftsbank Hamburg GmbH (Bürgschaftsbank), grants investment and working capital loans for start-ups and successors at favorable and risk-appropriate conditions.

Volltext

The Hamburg loan for foundation and succession is used for the long-term financing of investments in Hamburg and the financing of working capital. This means that in the case of investments, the place of investment and, in the case of operating resources, the company's registered office must be in Hamburg. The loans are refinanced with funds from the IFB Hamburg, secured by default guarantees from the Bürgschaftsbank and reduced by an interest rate subsidy from the Free and Hanseatic City of Hamburg (FHH).
Various measures are funded with this funding program:
  • Investments are promoted that require a long-term provision of funds and promise sustainable economic success.
  • In addition, funding is provided for working capital, including warehouses, to compensate for growth-related, appropriate liquidity requirements, to expand company activities and to compensate for temporary liquidity bottlenecks (based on the existing business plan) in the first 5 years after founding.

Erforderliche Unterlagen

  • General provisions house bank
  • General Provisions End Borrower
  • General Guarantee Provisions
  • "De minimis" declaration
  • Schufa statement
  • Self-disclosure / statement of assets (house bank form)
  • Statistical Supplement
  • Self-declaration SME of the applicant

Voraussetzungen

  • You must submit your application to your house bank before the start of the project.
  • You must then submit the application in writing to the Hamburgische Investitions- und Förderbank or the Bürgschaftsbank within a reasonable time, no later than 3 months after the start of the project. Applications received after December 31, 2024 will not be considered submitted on time.

Kosten

Type of cost: free
Note: There are no costs.

Verfahrensablauf

Analog process:
  • The first step is to contact your bank advisor.
  • You then apply for the loan at a bank of your choice in Germany, including a default guarantee from the Bürgschaftsbank.
  • The Bürgschaftsbank checks your guarantee application and informs you, your bank and the Hamburgische Investitions- und Förderbank of the result.
  • The Hamburg Investment and Development Bank will examine your application and inform your bank.
  • You can then conclude the contract with your bank.
Online process:
  • The first step is to contact your bank advisor and then apply for the loan.
  • The house bank submits the application online via an interface at the IFB Hamburg (currently only possible for the Hamburger Sparkasse).

Bearbeitungsdauer

Remark for further information on the processing time:
There is no legal processing time for the funding program.

Frist

Comment (for more information on the deadline):
There is no deadline.

Weiterführende Informationen

Hinweise

There are the following indications: The loan is not granted directly to the final borrower, but exclusively via credit institutions, which assume liability for this loan towards IFB Hamburg.
The loan is for founders and companies/freelancers who have not been active on the market for more than 5 years.

Rechtsbehelf

For crafting companies for the crafting component:
  • contradiction
Otherwise there is no legal remedy.

Kurztext

  • Hamburg-credit founding and succession
  • The funding applies to the long-term financing of investments in Hamburg and the financing of operating resources
  • Responsible: Hamburg Investment and Development Bank

Ansprechpunkt

nicht vorhanden

Zuständige Stelle

Authority for Economy and Innovation

Formulare

nicht vorhanden

Ursprungsportal