Förderung: Mikrodarlehen für Existenzgründung und Unternehmensnachfolgen beantragen

If you need financial support for your start-up project, you can obtain a microloan here.

Who is supported?

Natural persons who are not partners in partnerships or corporations and who wish to set up or expand a company in Mecklenburg-Vorpommern.

What is supported?

Business founders can receive interest-bearing loans to finance deductible operating expenses (investments and operating resources) before starting business activities and in the first 36 months after starting business activities in the context of a start-up or business succession.

The grants are used to establish and expand economically sustainable self-employed businesses.

How is funding provided?

Before and in the first 36 months after the start of business operations:

• Interest-bearing repayable installment loan of up to EUR 25,000 per business start-up in the event of a proven financing shortfall.

The term of the loan can be up to 6 years and is repayment-free for up to 12 months. The interest rate is fixed and amounts to 4 percent per year on the remaining debt for the entire term of the loan.

There is no legal entitlement to the granting of a loan.

• Proof of required knowledge and skills in the field of expertise and business management
• meaningful business concept
• Professional statement from the relevant chambers or a suitable institution
• Business registration/confirmation from the tax office to apply for freelance work

• Main residence and future place of business in M-V
• Self-employment as a full-time existence and personally independent without direct employee-like ties to a client

none

A formal application must be submitted to the GSA - Gesellschaft für Struktur- und Arbeitsmarktentwicklung mbH.

Once all documents relevant to the grant have been submitted, the microloan is granted by means of a grant notification.

none

Applications must always be submitted in writing and signed to GSA - Gesellschaft für Struktur- und Arbeitsmarktentwicklung mbH.

• Objection
• Administrative court action

• Microloans for the purpose of establishing and expanding economically sustainable self-employed businesses
• Residence and place of business must be in M-V
• Applicants are not companies, but natural persons
• Interest-bearing microloan to finance deductible operating expenses prior to establishment or in the first 36 months after establishment
• Application to be submitted in writing and signed to GSA - Gesellschaft für Struktur- und Arbeitsmarktentwicklung mbH, application form at www.gsa-schwerin.de made available
• Business concept required, self-employment as full-time existence
• Up to EUR 25,000 per business start-up with proven financing gap
• Loan term of up to 6 years, of which up to 12 months are repayment-free
• Fixed interest rate of 4 percent per year on the remaining debt for the entire term of the loan

Advice from the Chambers of Industry and Commerce and Chambers of Crafts in Mecklenburg-Vorpommern

GSA - Society for Structural and Labor Market Development mbH

The application form is published by the granting authority on its website at www.gsa-schwerin.de .