Geldwäsche-Hinweis melden (Whistleblower-System)

§ 53 Absatz 1 Geldwäschegesetz (GwG) – Hinweise auf Verstöße

Money laundering is the process by which illegally obtained assets are smuggled into the legal economy and removed from the reach of law enforcement authorities.

Money laundering finances organised crime and terrorism. It causes considerable economic damage and endangers fair economic competition. Professional groups such as notaries, real estate agents, art brokers, bookmakers as well as income tax assistance associations are exposed to the risk of being misused for money laundering purposes and also for financing terrorism.

• Money laundering prevention is a special challenge. In the control of the aforementioned professional groups by the competent authorities, the law also relies on the disclosure of information by whistleblowers.

Concrete tips are important and can help to eliminate violations of money laundering prevention regulations. With your tips, you can help to uncover misconduct on the part of individuals and to contain or correct the negative consequences of this misconduct.

• You can effectively help prevent money laundering or terrorist financing with your tip-off.
• When submitting a report, you are not obliged to provide any personal information. The report can also be made anonymously.

Suspected cases subject to reporting under the Money Laundering Act

Please note that a tip via the anonymous whistleblower system does not replace the notification of a reportable suspicious case by obligated persons to the Financial Intelligence Unit (FIU).

if applicable, supporting documents to substantiate your declaration

none

none

Writing the report

• It is helpful if you consider the following questions when making your report:
• What happened?
• Where did it happen?
• When did it happen?
• Who committed the (alleged) violation?
• How can the (alleged) violation be substantiated?

Submitting the report

You can report your suspicion of a violation of the Money Laundering Act (AMLA) in writing or, as a rule, online and in each case also completely anonymously. Depending on the type of focus or obligated party group that is relevant for your report, various transmission options are available to you as follows:

• Notaries
• Wage tax assistance associations
• Gambling operators (bookmakers, betting offices, casinos)
• Dealers in goods, art brokers or art stockists
• Real estate agents, insurance intermediaries
• Service providers for companies and trust assets or trustees
• Financial enterprises (not KWG, ZAG)

A standardised online whistleblowing system is available to you as a whistleblower about the potential or actual violation of the Money Laundering Act (GwG), which guarantees you absolute anonymity.
The guarantee of your anonymity through this system is certified by independent bodies.

Technical tracing to you as the person providing the tip-off is impossible as long as you do not actively enter any data yourself that would allow conclusions to be drawn about your person.

You can submit your report in full via the online service of the Free State of Saxony (in cooperation with the Free and Hanseatic City of Hamburg): "Geldwäsche-Hinweis online (Sachsen)" (see -> Forms and other offers).

You can also submit a report by post, by e-mail (for example via an e-mail address set up at short notice with immediate deletion) or via legal representation.

• Financial companies (KWG, ZAG)
• Insurance companies

a standardised online reporting system is available to you as a person providing information on the potential or actual violation of the Money Laundering Act (GwG): "Geldwäsche-Hinweis online (BaFin)" (see -> Forms and further offers).

You can also report by post, by e-mail (e.g. via an e-mail address set up at short notice with immediate deletion) or via legal representation.

• Lawyers, legal advisers

The office of the Saxony Bar Association accepts your reports - also anonymously (for contact see -> Competent Office).

• Legal service providers

Your information is received by the office of the competent local court or the Saxony Regional Social Court - also anonymised (for contact see -> Competent body).

• Patent attorneys

The office of the Chamber of Patent Attorneys accepts your information - also anonymised (for contact see -> Competent body).

• Auditors, certified public accountants

Your information is received by the whistleblower office of the Chamber of Public Accountants - also anonymised - (for contact see -> Competent body).

• Tax consultants, tax agents

The whistleblower of the Chamber of Tax Consultants of the Free State of Saxony accepts your information exclusively by post - also anonymised (for contact see -> Competent body).

Examination and, if necessary, prosecution

• After receipt, the competent office examines the reported information.
• If you have submitted your contact details, the competent body will contact you about your report, if necessary.
• In the case of anonymous transmission, further processing will take place without contacting you.
• If the information indicates a suspected criminal offence, it will be forwarded to the competent public prosecutor's office or the police and followed up there.

up to eight weeks (completion and result will not be communicated)

none

non applicable