Abfindung einer Rente für gesetzlich Unfallversicherte bei Minderung der Erwerbsfähigkeit ab 40 vom Hundert Bewilligung

If your earning capacity is reduced by 40 percent or more, you can receive a sum of money as a settlement for a period of 10 years instead of the accident pension upon application

If your earning capacity is reduced by 40 percent or more, you may apply for a settlement limited to a maximum of 10 years.

The same applies if you are entitled to several pensions that together equal or exceed 40 percent reduction in earning capacity.

You will be paid 9 times the annual amount of the pension on which the settlement is based as a settlement. The portion of the pension not settled will continue to be paid monthly. At the end of the 10 years, you will then again be paid the entire pension in monthly installments.

If your health deteriorates after you have been granted a settlement, your entitlement to the pension will be revived in full upon application. The settlement amount paid will be offset against your pension.

You do not need to submit any documents.

You are entitled to a pension settlement if:

• you have reached the age of 18
• you are either receiving a pension for an indefinite period after a reduction in your earning capacity of 40 percent or more
• or you receive several pensions that together equal or exceed 40 percent reduction in earning capacity
• the reduction in earning capacity is not expected to decrease significantly within the settlement period
• you have enough left to live on without the pension

You can apply online or by mail for settlement of an accident insurance pension for a reduction in earning capacity of at least 40 percent.

Online service:

• Access the online service.
• You will be guided through the process on the Accident Insurance Service Portal.
• You can log in.
  • If you would like to receive the response from your employers' liability insurance association or accident insurance fund in the mailbox of your BundID account or My Company Account, you must have an account and authenticate yourself.
  • If you would like to receive the response by mail, you can also proceed without logging in.
• Select your responsible employers' liability insurance association or accident insurance fund or determine it using the industry search.
• Upload the required documents.
• Fill out the online form and submit it.
• Your report will automatically be forwarded to your employers' liability insurance association or accident insurance fund.
• You will receive a response via the requested channel.

Online service of your employers' liability insurance association or accident insurance fund:

• If you have access to the portal of your employers' liability insurance association or accident insurance fund, you can also submit the notification electronically there, if necessary.

Message by mail:

• Contact your employers' liability insurance association or accident insurance fund with an informal letter.
• Make sure you provide the required information and enclose the necessary documents.

There are no deadlines.

• Appeal
• Detailed information on how to lodge an appeal can be found in the notification from your employers' liability insurance association or accident insurance fund.

• Settlement of a pension for persons insured under statutory accident insurance Approval in the event of a reduction in earning capacity of 40 percent or more Approval
• in the event of a reduction in earning capacity of 40 percent or more, it is possible to receive part of the accident pension for a period of 10 years as a one-time settlement.
• Extent of the settlement:
  • up to half of the pension for a period of 10 years
• Amount of severance pay:
  • 9 times the annual amount of the pension on which the severance payment is based.
• part of the pension, which is replaced by the settlement, expires at the end of the month of payment for a period of 10 years
• Revival of the entitlement:
  • the part of the pension which has been settled shall be revived ex officio after 10 years
  • pension adjustments and pension increases as well as any aggravations are also taken into account ex officio during the resumption of entitlement
• Application online or by mail
• Costs: none
• Processing time: 1 to 2 weeks
• responsible:
  • for insurance cases in commercial companies: Employer's Liability Insurance Associations (classified by industry)
  • for insurance claims in public companies and educational institutions: Accident insurance funds (regionally structured)

Forms available: No

Written form required: No

Informal application possible: Yes

Personal appearance required: No